> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cloudthinker.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Usage

> Track daily, bonus, and premium credit consumption and configure Pay-As-You-Go top-up to keep agent operations running.

Credits are the currency for AI agent operations. Each interaction with an agent consumes credits based on complexity.

## How credits work

Credits are included with your plan and apply to all agent conversations and API usage:

* Every plan gets **100 free daily credits** that refresh every day, for the **Light model and chat only**.
* **Premium credits** (your plan's per-seat allocation) unlock **all models and all features** — Light, Pro, and Ultra model tiers across every app capability (agents, code review, incident RCA, dashboards, integrations, and API usage).

## Consumption order

When you use credits, they are consumed in this order:

<Steps>
  <Step title="Daily Credits">
    100 free credits that reset every day, for the **Light model and chat
    only**. Available on all plans.
  </Step>

  <Step title="Bonus Credits">
    Promotional credits from referrals or special offers. They work with **all
    models** and **never expire**.
  </Step>

  <Step title="Premium Credits">
    Your plan's per-seat credit allocation, reset each billing cycle. Unlike
    daily credits, premium credits work with **all models** (Light, Pro, Ultra)
    and **every app feature** — no model or feature restrictions.
  </Step>

  <Step title="Pay-As-You-Go">
    Automatic top-up when all other credits are exhausted. Charged at
    \$0.10/credit. Only if [PAYG](#pay-as-you-go) is enabled.
  </Step>
</Steps>

Monitor your balance, current-period usage, historical trends, and transaction history in real-time from **Admin Settings > Usage**.

***

## Pay-As-You-Go

Never run out of credits during critical operations. Pay-As-You-Go (PAYG) automatically kicks in when all your other credits are exhausted.

|                  | Details                                                                       |
| ---------------- | ----------------------------------------------------------------------------- |
| **Rate**         | \$0.10 per credit                                                             |
| **Availability** | Team, Scale, Scale +, and Enterprise plans                                    |
| **Spending cap** | Set your own monthly limit — minimum \$100; maximum depends on your plan tier |
| **Billing**      | Metered — you only pay for what you use at the end of each billing cycle      |
| **Control**      | Enable or disable anytime from your subscription settings                     |

<Warning>
  PAYG is not available on the Free plan, and is locked during the trial period.
  Upgrade to Team or above to enable it.
</Warning>

### Enable or disable PAYG

1. Navigate to **Admin Settings > Billing**
2. Open **Pay-As-You-Go**
3. Toggle PAYG on (or off)
4. Confirm — the change takes effect immediately

### Set your spending cap

The monthly cap limits how much PAYG can charge in a single billing cycle. Once the cap is reached, PAYG stops until the next cycle.

1. In **Admin Settings > Billing > Pay-As-You-Go**, set your **monthly cap**
2. The minimum cap is **\$100/month**; the maximum depends on your plan tier, and your plan's default cap is pre-filled
3. Save — usage above the cap is blocked until the next billing cycle

<Info>
  Caps are per billing cycle and reset each cycle. Lowering the cap mid-cycle
  does not refund usage already incurred.
</Info>

## Next steps

<CardGroup cols={2}>
  <Card title="Subscription" icon="gear" href="/guide/billing/subscription">
    Change plan, add seats, and review usage and quotas
  </Card>

  <Card title="Pricing" icon="credit-card" href="/guide/billing/pricing">
    Compare plans and credit allocations
  </Card>
</CardGroup>